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Buy a Home with No Down Payment Required

USDA loans are government-backed and designed to help eligible buyers purchase homes in rural and suburban areas.

Learn if you’re eligible for a USDA loan — it’s quick.

Who This is For

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MORTGAGE SPECIALIST

You may qualify if you:

• Have 580+ credit

• Plan to live in this home as your primary residence

• Meet local income limits

• Are buying in a rural or suburban area

• Want no down payment and an affordable monthly payment

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How USDA Loans Work

USDA loans are built to help eligible buyers in rural and suburban areas purchase a home with fewer upfront costs. With no down payment required and accepting credit scores as low as 580, they offer a more accessible path to homeownership — especially for those who may not qualify for traditional loans.

21,398

Loans Closed

29

Years of Mortgage Experience

4.5/5

Star Rating From Clients

Testimonials

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“Our first home buying experience with Society Mortgage was truly exceptional! As complete first-time homebuyers, we were overwhelmed and unsure where to even begin. Alfredo, our Loan Officer, was a game-changer. He promised to guide us through the process and deliver on our dream of homeownership, and he went above and beyond.”

 – Kim - West Virginia

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“This is our 3rd time using Society Mortgage. I would recommend them to anyone. They are extremely friendly, professional and knowledgeable.“

 – Rick - Michigan

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